Ask most riders how long their bike is covered from new and they’ll assume it’s much the same as a car. It usually isn’t. Motorcycles typically come with around 2 years of factory mechanical and electrical cover — a full year less than the average car — which means the warranty gap arrives sooner than many riders expect.
Less cover, and it goes quickly
Bikes tend to cover fewer miles than cars, but the factory warranty is shorter to begin with. Add a couple of riding seasons and that cover is often gone — leaving the full cost of any mechanical or electrical failure sitting with the rider, exactly when a bike moves out of its earliest, most trouble-free years.
Repairs aren’t cheap
Modern motorcycles are as technically advanced as any car, with sophisticated electronics, fuel systems and sensors. When something fails, the bill reflects that complexity. A single component failure can cost hundreds of pounds in parts and labour — and, as with any vehicle, your motorcycle insurance won’t help. Comprehensive cover protects against accidents and theft, not mechanical or electrical breakdown.
Cover built for bikes, not bolted on
I Am Covered offers fully insured warranties for motorcycles as part of a single policy shared across all five vehicle types. That means a rider gets the same straightforward, properly underwritten cover as any other motorist:
- 12 months of mechanical and electrical failure cover, fully insured.
- One policy — no tiered upsells or loadable optional extras.
- A £50 contribution toward recovery on valid claims, where no other recovery is in place.
- Cover across the UK, Channel Islands and mainland Europe, up to 60 consecutive days per trip.
- No pre-policy servicing required, provided the bike is maintained to manufacturer recommendations.
Peace of mind for the rides that matter
Touring across Europe, commuting through all weathers, or bringing a cherished bike out for weekend runs — a mechanical failure shouldn’t be the thing you’re thinking about. With cover that travels with you and pays out on valid claims, it doesn’t have to be.
If your bike is past its factory warranty, or getting close, it’s worth knowing what cover is available before the first big repair bill arrives.
Get a quote at iamcovered.co.uk.
Warranty cover is arranged by I Am Covered Ltd and administered by Global Insurance Management Ltd. Warranty policies are underwritten by Acasta Europe Insurance Company Limited. I Am Covered Ltd is authorised and regulated by the Financial Conduct Authority, Register No. 927988.