Planning a trip through France, Spain or the Alps is one of the great pleasures of owning a motorhome or touring caravan. Planning what happens if something breaks down 800 miles from home is rather less enjoyable — but it matters far more.
Breakdowns don’t respect borders
A mechanical or electrical failure is inconvenient at home. Abroad, it’s something else entirely: unfamiliar garages, language barriers, parts that may need ordering in, and a holiday schedule that suddenly doesn’t work. The cost of the repair is only part of the problem.
This is where the fine print of your warranty really counts. Plenty of cover stops at the Channel, or applies only for short stints overseas. If you’re touring for weeks at a time, that’s a gap worth checking before you set off.
What good European cover looks like
I Am Covered warranties apply across the UK, the Channel Islands and mainland Europe, with cover for up to 60 consecutive days per trip — and no limit on how many trips you take in a year. Whether you’re doing a fortnight in Brittany or spending most of the summer moving between sites, the cover travels with you.
Leisure vehicles need more than engine cover
A motorhome or touring caravan isn’t just a vehicle — it’s your accommodation. When the fridge, heating or electrical system fails, the trip is affected just as much as if the engine had stopped.
That’s why habitation cover is included as standard on motorhome and touring caravan policies, at no extra cost. It’s not an upsell or an optional extra to tick at checkout. It’s simply part of the policy, because for a leisure vehicle it isn’t really optional at all.
One policy, no tiers
I Am Covered offers a single policy structure across all five vehicle types — cars, vans, motorcycles, motorhomes and touring caravans. No bronze, silver and gold tiers to compare. No loadable extras that quietly inflate the price. Twelve months of fully insured mechanical and electrical failure cover, and a clear idea of what you’ve actually bought.
There’s also a £50 contribution toward recovery on valid claims where no other recovery is in place, a no claims discount on annual renewal subject to qualifying, and the option to pay in full or by monthly direct debit.
Before you go
Check what your current cover does once you leave the UK, how long it lasts per trip, and whether habitation systems are included. If the answers aren’t reassuring, it’s worth looking at what else is available before the ferry booking is made.
Get a quote at iamcovered.co.uk.
Warranty cover is arranged by I Am Covered Ltd and administered by Global Insurance Management Ltd. Warranty policies are underwritten by Acasta Europe Insurance Company Limited. I Am Covered Ltd is authorised and regulated by the Financial Conduct Authority, Register No. 927988.