There’s a moment most drivers don’t see coming. The manufacturer’s warranty quietly expires, and from that day on, every mechanical or electrical fault is yours to pay for. On today’s vehicles, that can be an expensive surprise.
The cost of modern repairs
Cars have never been more advanced — and that sophistication comes at a price when something goes wrong. On a popular 2018 BMW 318i, for example, supplying and fitting a single ABS wheel speed sensor sits around £229, and a replacement water pump can reach £442. These aren’t rare, catastrophic failures. They’re the everyday wear-and-tear repairs that become more likely as a vehicle ages and the miles add up.
Most manufacturer warranties cover just 3 years, with a mileage cap — well short of the 100,000-plus miles a typical car will cover in its lifetime. Motorcycles and motorhomes usually get even less, around 2 years from new.
Your car insurance won’t cover it
It’s a common and costly assumption. Fully comprehensive insurance keeps you legal on the road and protects against collisions and environmental damage — but it won’t pay a penny toward mechanical or electrical failure. For that kind of financial peace of mind, you need a different kind of protection.
What an extended warranty actually does
An extended warranty picks up where the manufacturer’s cover leaves off. It protects your vehicle through its later years — exactly when repair bills tend to pile up — so an unexpected fault doesn’t become an unexpected financial hit.
There’s an added benefit too: a transferable warranty makes your vehicle more appealing when it’s time to sell. Being able to advertise comprehensive cover alongside your car is a genuine selling point, and it helps protect its value.
Cover built for the way you drive
I Am Covered offers fully insured warranties across five vehicle types — cars, vans, motorcycles, motorhomes, and touring caravans — with 12 months of mechanical and electrical failure cover, habitation cover for leisure vehicles at no extra cost, and protection across the UK, Channel Islands, and mainland Europe.
Whatever you drive, and however far you take it, cover doesn’t have to run out when the manufacturer’s warranty does.
Get a quote at iamcovered.co.uk.
Warranty cover is arranged by I Am Covered Ltd and administered by Global Insurance Management Ltd. Warranty policies are underwritten by Acasta Europe Insurance Company Limited. I Am Covered Ltd is authorised and regulated by the Financial Conduct Authority, Register No. 927988.